FAQ's

Travel Insurance FAQ'S

What is Spicejet Travel Insurance – Specially designed for SpiceJet Passengers?

Spicejet Travel Insurance – Specially designed for SpiceJet Passengers is an insurance program that HDFC ERGO GENERAL Insurance Company offers to passengers of SpiceJet.

This program is designed with domestic travellers needs in mind and is available via SpiceJet online booking system. Please note that the program was launched on 21/08/2018 and is not available for flight bookings prior to that date.

How do I purchase Spicejet Travel Insurance?

Travel Insurance can be purchased through below mediums:

  • www.spiceJet.com during flight booking
  • Manage My Booking (if not purchased during flight booking)
  • Web Check-in (if not purchased during flight booking)

Travel Insurance can be purchased upto 24 Hours prior to the flight departure.

Who can purchase Spicejet Travel Insurance?

Passengers travelling with Spicejet network where journey begins from an Indian/Domestic sector can only purchase the Travel Insurance. Travel Insurance can be purchased for Adult / Child / Infant.

Is there an age limit to be covered under Spicejet Travel Insurance?

Passenger above 70 years and infant aged less than 6 months cant purchase Spicejet Travel Insurance because they are not covered in this plan.

Infants aged less than 6 months can’t be covered in this plan.

What is the fee of Spicejet Travel Insurance?

Fees of Domestic Spicejet Travel Insurance is INR 176 per passenger per PNR including all applicable taxes. Validity of this travel insurance is upto 30 days.

Can I purchase Spicejet Travel Insurance if I'm travelling for more than 30 days?

Yes you can still buy the travel insurance from SpiceJet but the validity of this insurance will be limited to 30 days from the date of start of travel.

In case of a round trip purchased on SpiceJet the coverage will end with the return journey to the originating station or 30 days from the date of commencement of policy whichever is earlier.

Case 1 (one way journey): If you are travelling one-way only, then the policy is valid till 30 days from the date and time of travel. Example - Suppose you are travelling from Delhi to Mumbai on 1st May 2016, then you are covered till 30th May 2016, even though your travel with SpiceJet was completed on 1st May 2016).

Case 2 (round trip journey): If you are travelling on round trip journey, then also the policy is valid till 30 days from the date and time of travel. Example - If you are travelling from Delhi - Mumbai – Delhi on 1st May 2016 and returning back to Delhi on 30th May 2016 then you can buy a policy from SpiceJet and the validity of 30 days will expire on the return journey date itself. In case of return ticket, Policy is covered till the date of return to origin city or 30 days whichever is earlier.

Case 3 (round trip journey): If you are travelling on round trip journey, and your return journey is beyond 30 days from the start date, then your return flight shall not be covered under the insurance policy as coverage will end in 30 days from the date of commencement of policy. For example –If you are travelling from Delhi - Mumbai – Delhi on 1st May 2016 and returning back to Delhi on 15th June 2016 then your return flight shall not be covered under the Spicejet Travel Insurance.

Am I still covered by Spicejet Travel Insurance if I catch a connecting flight to a different destination?

Coverage like trip cancellation, flight delay is only limited to SpiceJet flights. However, other coverage is applicable during the validity period of the policy.

For example: If you are travelling From Delhi to Chennai on 1st June 2016 via Mumbai. You take Delhi to Mumbai flight on SpiceJet and from Mumbai to Chennai you take another mode of transport other then SpiceJet, you would be entitled for benefit other than trip cancellation and flight delay which would only be restricted on SpiceJet flight. For other modes of transport, you would be covered only for rest of the benefits.

Who would be the beneficiary under this policy?

Benefits will be paid to the Insured Person's bona fide legal heir in the event of loss of life under the Accidental death Benefit. All other benefits will be payable to the Insured Person wherever applicable.

What do I do if I encounter an accident while covered?

For any claim related queries, intimation of claim, preauthorization, claim processing, claim status, and submission of claim related documents, Contact HDFC ERGO GENERAL at

Address Claims Department,
HDFC ERGO GENERAL Insurance Company Limited
Central Processing Center, 2nd & 3rd Floor, iLABS Centre,
Plot No. 404-405, Udyog Vihar, Phase-III, Gurgaon-122016,Haryana.
Toll Free no 1800 102 0333
Fax +91 124 4584112
E-mail claim@hdfcergohealth.com
Website www.hdfcergohealth.com

Grievance Redressal Procedure

If You have a grievance that You wish Us to redress, You may contact Us with the details of Your grievance through:

Website www.hdfcergohealth.com
Telephone 1800 102 0333
Fax +91 124 4584111
E-mail customerservice@hdfcergohealth.com
Courier Any of HDFC ERGO GENERAL Branch office or corporate office

You may also approach the grievance cell at any of HDFC ERGO GENERAL branch with the details of Your grievance during Our working hours from Monday to Friday

Can I cancel my Spicejet Travel Insurance?

Travel Insurance once purchased cannot be cancelled.

Is my Spicejet Travel Insurance refundable?

Travel Insurance once purchased is non-refundable.

However, if SpiceJet cancels the flight before the start of policy date i.e. departure date, then the amount of policy purchased will be fully refunded to customer ‘or’ if user cancels the flight ticket due to unforeseen circumstances like death / illness in family etc.

Once I purchase the policy can I change the date of my travel?

Yes, you may change your travel date. The Travel Insurance validity will be changed in accordance to the change in travel date.

In case of round trip journey, travel insurance is valid for upto 30 days. Any change in dates within these 30 days (from date of start of travel) is permissible. Example 1: Journey start date is 1st May and scheduled return date is 15th May. If customer changes return date to 30th May, then his return leg is also covered and policy will terminate on 30th May.

Example 2: Journey start date is 1st May and scheduled return date is 15th May. If customer changes return date to 10th May, then his return leg is also covered and policy will terminate on 10th May.

Example 3: Journey start date is 1st May and scheduled return date is 15th May. If customer changes return date to 10th June, then his return leg is not covered and policy will terminate on 30th May.

Do I have to carry a copy of my Certificate of Insurance with me when travelling?

We encourage you to carry a copy of your Certificate of Insurance while travelling.

What should I do if I did not receive or lost my Certificate of Insurance?

Your Spicejet Travel Insurance was successfully processed if it is reflected on the Confirmation Page.
To get a copy, simply call HDFC ERGO GENERAL at:

Website www.hdfcergohealth.com
Telephone 1800 102 0333
Fax +91 124 4584111
E-mail customerservice@hdfcergohealth.com
Courier Any of HDFC ERGO GENERAL Branch office or corporate office

Mention your Certificate Number (if available), Full Name, Flight Booking Number, PNR No., Travel Dates and Date of Purchase. The policy will be e-mailed to the email address provided by you.

Where can I get the full terms and condition of my Spicejet Travel Insurance?

The full terms and conditions of your Spicejet Travel Insurance are available in policy wording

What kind of benefits do I get with SpicejetTravel Insurance?

For detailed information about the benefits available under Spicejet Travel Insurance, please visit Product description and policy wording

What happens to my Spicejet Travel Insurance if SpiceJet reschedules my Return Flight?

Your Travel Insurance automatically changes to the new flight if your return flight is rescheduled by SpiceJet provided that it is within 30 days of the policy commencement date.

How will my accidental medical expenses be paid under SpicejetTravel Insurance?

You will be reimbursed for accidental medical expenses incurred as a result of an accident as per details in the Product description

If I meet with an accident during the trip for how long will the medical treatment be available?

If you meet with an accident during the trip, the policy provides for medical expenses necessarily incurred for treatment. This coverage is limited up to the Sum Insured of the policy.

Can I cancel my trip for any reason and get all my money back through my Trip Cancellation Benefit?

The Trip Cancellation Benefit is only applicable for reasons mentioned in the Product description and policy wording.

Does the policy cover pre-existing conditions?

No, the policy does not cover any pre-existing conditions or complications arising there from.

What does my Baggage loss Benefit cover?

The baggage loss coverage is available only if entire baggage has been lost while in custody of SpiceJet

How do I file a claim?

Please visit Claim settlement for detailed information.

How long is the claim processing time?

Claims will be processed within 30 working days after HDFC ERGO GENERAL has received all required documentation.

What is the time limit for filing a claim?

All claims must be intimated to HDFC ERGO GENERAL Insurance on their helpline within 7 days and documents can be submitted within 30 days from day of the Insured Person’s discharge from Hospital or completion of treatment or the completion of the event or occurrence giving rise to a claim

What do I do if I have any question on claims settlement?

Please visit policy wording link detailed information or contact HDFC ERGO GENERAL Insurance.

Who is responsible and liable for this policy?

The sole responsibility and liability of this policy lies with HDFC ERGO GENERAL Insurance. Please contact HDFC ERGO GENERAL only for all matters related to your policy.